What my clients' have to say...

I met with Nancy in late 2022 for four sessions of financial coaching.  She showed me how to create a budget, make a plan to tackle my debt, and helped me to prioritize long-term goals.  She provided her advice in a very clear, concise, and non-judgmental way.  Nancy is very patient, and has a calm and kind demeanor.  I felt safe to ask any questions that I had.  She was so helpful, and it was clear to me that she is very knowledgeable.  Since working with Nancy, I have continued to use the tools she helped me to put in place.  This has helped me to become debt-free, and I am now working with a realtor and mortgage broker and hoping to purchase a home in the next year.  This is all possible because of the great advice and tools that Nancy provided to me.  

I could never say enough positive things about Nancy Bacigalupo. It is not and understatement to say that working with her changed the course of my life - personally and professionally.  

Whether you need a tax pro, support for your small business, or money coaching - whether you are a pro with spreadsheets or aren't even sure what receipts are in that shoebox under your bed - call Nancy. 

Her experience, professionalism, integrity, compassion, and care is unparalleled.

Nancy has handled my taxes as well as provided financial counseling and goal management advice for more than two decades. Her depth of knowledge is significant, and she consistently provides courteous, detail oriented and timely service. It eliminates stress knowing that Nancy is dedicated to maintaining current education on annual tax law changes. That up to date knowledge maximizes my financial picture. I highly recommend her services and have referred many people to her over the years

Rick and I want you to know that meeting with you was immeasurably helpful to us and we have already begun working on the items we all identified as concrete helpful steps to change our financial picture!

The manner in which you helped us hone-in on what goals are and questions we may still want to explore was incredibly helpful.

Rick especially liked the process you created whereby we left the meeting with a concrete list of steps to take, to address changes we can make to our financial situation. He also commented on how helpful and practical it was that you not only orally reviewed this list insuring that we all had the same items but also reviewed the steps in writing with a follow up email.

Your coaching techniques of building rapport with each of us as individuals and then as a couple was also very skillful and smooth. We are working with our list of steps to take to improve our financial standing and we will be in touch as questions arise.

I have already told several people about your services and would gladly take some of your business cards to pass along.

Thank you so much for giving us the framework we took away from the meeting and the focus on the big picture with concrete steps to move in the right direction!

Thank you, thank you, thank you!!

Nancy was so helpful and explained the process very well.
She is a family person, very personable, and very easy to be around.
Not only that but she took the time and energy to make sure that I was treated well. 

I would highly recommend her to anyone. 

Nancy recently provided me with assistance on understanding a notice I received from the IRS and provided guidance on completing a form they required. When I received the notice, it was vague and easy to misinterpret, but Nancy explained it to me in layman's terms and once she did I understood immediately what the IRS wanted. The next step was to complete a form they required. Even that was daunting, but she walked me through each step.  Within minutes, the frustration I had been going through for over a month trying to get through to the IRS to explain it to me was forgotten. From now on, she will be my first call!    9/19/24

During a very difficult time in my life, Nancy helped me beyond measure. . . I had grown up in a family of very modest means. I often heard in my household that mom was “robbing Peter to pay Paul.” There was no financial structure, planning or education instilled in me by anyone around me. The phrase living paycheck to paycheck may have been generous. It seemed they were always waiting on the next check, and it still wasn’t enough. From that home, I created a home with a husband that made most of the financial decisions. I could buy groceries on my own and gifts for others, but I paid little, if any, attention to the big financial picture. Despite the fact that we were seemingly fine, involvement in the finances scare me. And when I say it scared me, I mean that it caused a reaction of fear in me that was palpable; emotionally and physically. I was always afraid that that there wouldn’t be enough and that I would be poor. So, at 53 years old having ended a 29-year marriage and having never been financially responsible for myself by myself, I found myself near drowning in this fear. Nancy helped me with that fear. She taught me how to monitor my spending, set up a budget, and set goals. She spent time taking me through the necessary steps to overcome my fears. She educated me with a simplicity that I needed. She helped me to be more confident in my abilities to handle financial situations. She called banks, vendors, and brokers with me. She showed me how to maximize the use of my earning and to ensure that I was making proper financial decisions. Her services were a life saver and a game changer for me as I started on a new path!!

Working with Nancy has been extremely beneficial in a multitude of ways. I always made good money but never knew how to manage it or budget or plan/set goals, etc. Complete and total financial novice here, as well as small business owner! Thanks to Nancy I’m in the process of budgeting, learning how to make my money work for me and, maybe most importantly, I’m overcoming limiting and challenging beliefs related to money.

I have been working with Nancy for just a few months and I already have goals and plans for my money versus my usual mindset which was basically financial aimless wandering!

I am slowly but surely losing my fear of money and gaining the education of a lifetime. Many thanks Nancy! I look forward to working together for quite some time!

I am truly grateful to have had the opportunity to work with Nance B toward what turned out to be my financial goals. They 'turned out" to be my financial goals because before my sessions with Nance I did not know that I could ever aspire to a financial goal. I did not even know that the two words (financial and goal) could be used together.

I grew up in a family that lived paycheck to paycheck, (parents who lived through the Depression) and that was my modus operandi for most of my working life. Finance was something as unsubstantial to me as a ghost. Other people, rich people, handled their finances-I was just spending money; eventually money that I did not have.

Nance quickly assessed my financial situation-it was like going into a dark and scary basement and having a friend there to turn on the light. It was not as bad as I had imagined, and Nance was there to talk me through every step of the way.

For the first time in my life. I have a workable plan and budget to pay off my credit card debt, I have drastically reduced my use of cards, I pay my bills promptly and painlessly- and I have a savings account that is growing.

None of this would have been possible my own. As they say, "You don't know what you don't know" Nance knows how to assess and work with financial issues with structure and a positive, optimistic approach that I could not help but adopt as we worked together.

I knew that I had to change my behaviors around money-it was extremely scary to face this. But Nance B. helped me to do this. There were slips at first, but with encouragement and her easily followed spread sheets, I found myself getting better and better at it as the positive changes accumulated.

Thank you Nance B. This has changed my life.

I can behave like an adult around money now.

Nancy was professional and courteous and efficient. I feel like she gave me personalized service based on my needs without compromising on the integrity of the business at hand.